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Loan will soon become cheaper! Know how much RBI can cut interest rates – Top News Bulletin


experts has advised the Reserve Bank of India to avoid 'hasty reaction' on the weak GDP growth data of the second quarter of the current financial year. Expressing the possibility on Monday, experts said that the interest rate can be cut only in the Monetary Policy Committee (MPC) meeting to be held in February. RBI may maintain the repo rate at 6.5 percent without any change for the 11th consecutive time on Friday this week. However, at least two experts say it may cut the cash reserve ratio (CRR) or change the ratio of deposits with the central bank to deal with the liquidity situation.

Shaktikanta Das will announce the decisions taken in MPC on 6 December

The six-member MPC chaired by Reserve Bank of India Governor Shaktikanta Das is scheduled to meet from December 4 to 6. RBI Governor Shaktikanta Das will announce the committee's decision on December 6. Almost all analysts have revised their estimates of the growth rate of Gross Domestic Product (GDP) for the current financial year. Some analysts estimate that it will come down to 6.3 percent, while the central bank has estimated 7.2 percent. According to PTI report, State Bank of India economists said, “It is better that in view of the second quarter growth data, there is no ‘hasty reaction’ like cutting interest rates at the monetary policy level. “This is because headline inflation still remains at an uncomfortable level, although it is expected to moderate from November.”

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RBI may cut interest rates by 0.25 percent

However, he said that RBI needs to rethink its liquidity strategy. Economists at German brokerage company Deutsche Bank have also expected an interest rate cut in February. However, he said it is 'right' to cut the CRR in the upcoming monetary policy review. HSBC economists said that the repo rate could be cut by 0.25 percent in the Monetary Policy Committee meeting to be held in February and April. American brokerage company BofA Global Research also said that RBI will keep the repo rate at 6.5 percent on Friday, citing overall inflation exceeding the target of 6 percent.



Image Credit: India-Tv.

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